Terms of service
Terms of Service
Last Updated: August 2, 2026
Welcome to Moode. By accessing our website or purchasing our digital products, you agree to these Terms of Service. Please read them carefully before making a purchase.
1. Acceptance of Terms
By using this website or purchasing any of our products, you confirm that you have read, understood, and agree to be bound by these Terms of Service.
2. Our Products
Moode sells digital products, including budgeting templates and other downloadable resources designed to help individuals better manage their personal finances.
All products are delivered digitally. No physical items will be shipped.
3. Digital Product Delivery
Once your payment has been successfully processed, you will receive access to download your purchased digital product. Please ensure that the email address you provide during checkout is accurate.
4. Personal Use License
Unless otherwise stated, all products sold by Moode are licensed for personal use only.
You may:
- Download and use the product for your own personal finances.
- Make a backup copy for your personal use.
You may not:
- Resell, redistribute, share, or give away the files.
- Upload the products to any website, marketplace, cloud storage, or file-sharing platform for public access.
- Claim the products as your own.
- Modify the products and sell them as your own work.
5. Intellectual Property
All templates, designs, branding, text, graphics, and downloadable files remain the intellectual property of Moode and are protected by applicable copyright and intellectual property laws.
Purchasing a product does not transfer ownership of the intellectual property.
6. Pricing
All prices displayed on our website are listed in the applicable currency and are subject to change without prior notice.
7. Refund Policy
Due to the nature of digital products, all sales are generally final once the product has been downloaded or delivered.
If you experience technical issues accessing your purchase or receive the wrong file, please contact us. We will make every reasonable effort to resolve the issue promptly.
8. Account Security
If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
9. Limitation of Liability
Our budgeting templates are intended as organizational and educational tools. They do not constitute financial, investment, tax, legal, or professional advice.
Moode is not responsible for any financial decisions, losses, or damages resulting from the use or inability to use our products.
10. Website Availability
We strive to keep our website available at all times but do not guarantee uninterrupted access. We may temporarily suspend or modify the website for maintenance, updates, or other operational reasons.
11. Privacy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
12. Changes to These Terms
We reserve the right to update or modify these Terms of Service at any time. Any changes will become effective immediately upon being published on this website.
13. Governing Law
These Terms of Service shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.
14. Contact Us
If you have any questions regarding these Terms of Service, please contact us through the contact details provided on our website.
Thank you for choosing Moode. We appreciate your support and hope our budgeting tools help you take control of your finances with confidence.